How can Insurance companies, all offer cheaper deals than each other, CRAZY?
July 17, 2010 - 4:47 pm
So let me think, One company says come to us we will save you money, next advert says come to us we will save you money, another will say come to us for cheaper deals, how can you be cheaper than the other company if they are doing cheaper deals than you, is this crazy or am i.
welcome to advertising.
July 17th, 2010 at 10:37 pm
welcome to advertising.
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July 17th, 2010 at 11:21 pm
you are not crazy BUT all those low deals are also lower coverage and higher comprehensive and more for you to pay out if you get in an accident… go and quiz them if you want a lower rate and find all the questions that you need to ask before you get to the office of an agent….
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July 17th, 2010 at 11:28 pm
That’s why you have to compare rates.
Before my renewal, I get at least 5 quotes from major insurers. They all offer online quotes so it’s easy and convenient.
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July 17th, 2010 at 11:40 pm
They ALL aren’t the cheapest. But they don’t have a shot unless you call them for a quote. I do it every 6 months just to make sure Im not overpaying.
And I try to take advantage of any "freebies" anyone offers.
For example. I called Allstate for a free $25 gas card with a quote, in person only.
Ended up they beat my rate by about 5% and since they gave me a $25 gas card, i went ahead & switched.
Plus, Allstate sold me roadside assistance for a low price whereas Geico does not offer it to anyone without full coverage.
(It was a local deal, the agent paid for it out of pocket)
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