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Do car insurance companies verify if you are a student, when receiving a discount?

July 16, 2010 - 7:40 pm 6 Comments

I am interested in getting my own car insurance, as i have been on my father’s plan for about a year. I was able to find liability coverage with progressive for about 39.00 a month which is great for me, however I am wondering whenever they ask you if you are a college student and if you have a certain GPA, do they have a way of verifying this information. Also, when they ask you how long you have had your license, can they verify this as well, as I have not had my license for very long. Thanks

Several methods you may think about.Like call your local insurance agent or do some researches on the internet,you should get the idea.

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6 Responses to “Do car insurance companies verify if you are a student, when receiving a discount?”

  1. ken k Says:
    July 17th, 2010 at 1:11 am

    the reason its cheap is because you are going to have to be in the car with licensed driver/goes up when full license is aquired/dont get off moms until they make you/they check drivers license record
    References :

  2. MSAD Says:
    July 17th, 2010 at 1:40 am

    Yes they can verify your license.

    They get a copy of your motor vehicle record. It will confirm how long you have had your license and any accidents/tickets.

    They confirm you status as a student and your grades by having you provide them with your report card.
    References :

  3. gomanyes Says:
    July 17th, 2010 at 2:16 am

    Yes, they can verify it. Even if they don’t verify when you sign up, I can guarantee you they’ll verify it if you have an accident. They love it when you lie to them, because it gives them a very convenient excuse to refuse to pay (and defeats the entire point of insurance for you).
    References :

  4. ANTHONY L Says:
    July 17th, 2010 at 2:51 am

    Several methods you may think about.Like call your local insurance agent or do some researches on the internet,you should get the idea.
    References :

  5. allforone Says:
    July 17th, 2010 at 3:15 am

    You are getting a very good deal my friend, get it. as far as a student discount yes they have to verify the details, but not for the years driven. Since you’re getting a 39 a month deal, I honestly don’t think being a student will effect that rate.
    References :

  6. Travis Says:
    July 17th, 2010 at 3:31 am

    Try this site

    affordinsurance.notlong.com

    Here you can compare quotes from different companies
    References :

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