How come american family insurance just gave me a quote on my car insurance half of what i pay now?
so right now i have Farmers. How can american family insurance charge me more than half of what i am paying now? Is there a scam? and they told me that i can call my agent from Farmers and drop them right now and they have to pay me back what i have already paid in advanced. Is that true?
Yes they will pay you back, However (I was insurance agent ) it is kinda a scam the quote you got is not a guarantee until it goes threw underwriting there is NO way for the agent to tell you what your premium will be that is up to the underwriters. Its only a quote based on you credit score however that is only 1 facter underwriters take into consideration and of course once you drop farmers they kinda have you as I am sure he had you sign an commitment of some kind, however that is not legally binding you still have the right to go threw someone else for insurance however if you don’t go with them and you let them cancel your Farmers insurance than you will be without until you find someone else. ITs best to wait and see what he comes back with after underwriting and cancel your own insurance after that.