There was an auto insurance commercial whose gimick was that they provided you with not only their rates, but the rates of their competitors…what insurance company was that?
I haven’t seen that particular thing being adverstised in a few months-and I cant remember what the company was…either geico, progressive..i cant remember?!!
progressive
i frequently travel to canada on weekend. which auto insurance company covers you for that travel. thank you
Unlike Mexico which requires you to buy their insurance, Canada will recognize your current policy as a tourist in their country.
i got a ticket for going too fast undercondition but i got it defered so do i still need to list it when my auto insurance asked if i have had any violations? Also i crashed too but they only gave me a speeding ticket which was defered. So would i have to tell my new company that i want all that? Would they know if i dont tell them?
It depends on your state. Tickets go not go on your driving record until you either see a judge or they are paid. So, for now you have no convictions on your driving record.
Would you be suspicious if you get a letter in the mail from what appears to be from your auto insurance company asking for your daytime phone #, drivers license #, social security #, and date of birth under any circumstance?
YOUR auto insurance company already has that information.
I was in an auto accident (not at fault)and the insurance company wants to settle.I know that they have to pay my medical bills,medicine,car rental,loss of work,car repair,and 3 times the amount for the medical bill..Is that it?
Who says they have to pay 3x your medical bill.
What you get will depend on whatever the other party was insured for.
If this is just vehicle damage then you will have to pay your own medical bills.
Please be specific, which auto insurance company is the cheapest?
I recommend you this site where you can compare quotes so you can find the best option for you
http://qinsurance.notlong.com
Say if you let your friend drive your car and he get’s in an accident. Can you auto insurance company say that the insurance coverage didn’t count because your friend didn’t have seat belts on? Thx.
Yes, alot of them now have a clause in the policy stating if you have no seatbelt on they are not liable….it sucks but they are doing it.
I know it is safer to wear a seatbelt but I hate mine too.
If I work at an auto insurance company, will I get a discount on car insurance? I am a teenager in the prime years of teenager-hood, so car insurance is super expensive.
You’d have to ask the company in question, some yes, some no, there is no single answer for all.
Why would an auto insurance company delay a ruling in an issue of coverage for their policy holder who was liable for a car accident? It has been several weeks since the "supposed" policy holder hit my car and the insurance company says it is still doing an investigation regarding an issue of coverage. The police report already ruled that their policy holder was liable for the accident 100%; there were injuries involved. I have uninsured motorist coverage, but I cannot move forward in terms of closing this until the other party’s insurance company verifies whether or not this person was covered at the time of the accident. I thought having computers was supposed to speed up the process. What benefit would an insurance company have in delaying the ruling?
They don’t make rulings, they have "findings". If they aren’t making the ‘finding’, that means they’re missing some information, or something is unclear.
Their policyholder isn’t liable, until a judge says they are, or until they accept liability. Police do NOT determine fault – they only offer an opinion.
If they say there’s an issue of coverage, there are several reasons why they still wouldn’t pay out, even if that car was at fault. Some of them are: The driver is an uninsured driver on the policy; the vehicle is an unlisted vehicle on the policy; the vehicle isn’t owned by the person who holds the policy.
The other person’s insurance company has NO duty of good faith towards you. If you’re in a rush to get this covered, put the claim through on your own policy.
Since you know there’s a problem (you just don’t know what it is), I’d strongly suggest, in the end, this is NOT going to end up being a covered claim, and you’re going to have to sue the owner of the car, and the driver of the car, in order to see any money.
For collision, file the claim under your policy. For uninsured motorist, you’re going to have to wait a while – meanwhile, file it under your pip or medical payments.
If it makes you feel better, injury claims are NEVER settled within two weeks – or even four or eight weeks. So you’re WAY early on looking to close. They won’t close ANYTHING until after all the medical and therapy bills are in, and the healing has gone as far as it can.
There’s no benefit to the insurance company, delaying anything – but two weeks isn’t really a delay here.
My auto insurance company (which i’ve been using for 6 months now) wants to check my credit history and past infractions in order to benefit from "new lower rates"
i have good credit, but a couple of speeding tickets, could this actually increase my rate?
They said that having good credit will put me in a lower risk categoery.
Well they are entitled to look up your driving history, but I would tell them to stuff it on the credit inquiry.
1) Its none of their business unless they are offering you the insurance on a credit basis and
2) Who knows what they will do with your SS# and other information after you give it to them.
Better leave that ‘bell’ unrung.
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