i don’t use a car but i have one that needs to be driven every so often…i want to get insurance just for those days i drive it. what is a good company/policy for this?
I found this site on the net. T guess they can help you even more with such matters.
Goodluck!?
My car was found to totaled two months ago and my insurance company was to pay to my car people on my behalf. They still have not done anything. What am I to do about this?
Maybe you ought to call the adjuster and start from the top. They have no interest in keeping a claim open for no reason. Maybe they think you are not going to pursue the claim. You have to be sure that you are both on the same wavelength.
I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then my car payments. Anyone know any insurance company that can offer a better deal?
Check out this site, if you want to find the cheapest car insurance just in one minute,
http://best-cheap-car-insurance-usa.blogspot.com/
Here you can get free quotes from different car insurance companies in your area, its the best way to find an afforable car insurance with a reliable company.
Best Wishes,
I had a minor accident with a lightly scratched bumper and the other car getting a little dent on the door. My premiums have suddenly gone up almost 25% from about $85 to $105!. I am shocked at this because my deductible is pretty high $500and the cost of the repairs was less than $2000 dollars. This is the first incident i have had…I need advise on my options, should i leave my insurance company and find another? Are there any recommendations? I live in silver spring, Md and work in washington dc. I am very disappointed, please advise. Thank you
I reviewed the estimate and it cost less than 1100 to fix my car and less my deductible it was $566!! The other guys car’s dent was so minor it could not possibly cost even 150 to fix, I think this is extreme and am quite shocked at the degree of the hike
If your not happy with the service or the premium then by all means, shop around. Even though your loss was less than $2000, the insurance company still has the right to take that into consideration when factoring your premium. Thats called a loss threshold. Most states have a threshold of $750-$1000. That means any loss above that can be considered when they factor your premium. I know this because I’m an Insurance agent. I may sound like I’m on the company’s side but I’m not. I don’t agree with the increase if they have been a good customer with a GOOD driving history. I suggest that you call your Insurance company again and ask them to review the premium increase, provided you have a GOOD driving record and payment history. Hope this helps.
Our car was written off, we were to blame, and another driver has claimed against our insurance company. Should I inform the British insurance company that I a named driver with? The last thing I need is to damage my folks car and find I’m not covered because I did not inform the insurance company of every little thing. I cannot find any info anywhere!
Yes, it should.
my car is salvage so i basically have no choice but to obtain liability only…what insurance company would you suggest has better rates?
GEICO
I am about to get my license and want to know what car insurance company I should get, How much should I expect to pay?
progressive
I am test driving a few used cars tomorrow afternoon and i am a first time buyer. What is the cheapest car insurance company in Louisiana area? keep in mind that the cars i am looking for are:
pontiac g5 and g6 (used) chrysler crossfire (used) and the chrysler seebring. (used)
Call Progressive tomorrow as you are purchasing the car, they will cover you on the spot, pay for 1 month upfront and use the 30 days to shop around.
My registered address with my insurance and car is more expensive than if I keep it at families address, so can I legally keep the car somewhere other than my registered address in order to have cheaper car insurance?
By that I mean give the insurance company my real address and tell them it will be kept at a different address?
You need to give the insurance company the address for where the car is principally garaged. That means the address where the car is kept.
Lying about where you keep the car is a form of insurance fraud. It’s called "rate jumping".
If your lie about where the car was garaged were deemed a material misrepresentation, you run the risk of having your coverage denied in the event of an accident. You don’t want that.
So…no, lying about where you keep the car is not a good idea.
Hi, I want to take out a policy but the car will be registered to my boyfriend’s name. Is there any auto insurance company in Ontario that will let me do that?
Actually there is a form that allows you to register the vehicle, and of course insure it, letting your boyfriend retain ownership. It is similar to a lease, however you cannot involve money or then it becomes a commercial transaction.
We called it an "agreement between parties", in which your boyfriend gives you care, custody, and control of the vehicle for a period greater than 30 days, but doesn’t gift you the vehicle. You register it, you insure it, you get the parking tickets, but you can’t sell the vehicle, or otherwise dispose of it. In the even of a write-off, the cheque goes to him as the legal owner.
If you aren’t the registered owner, you don’t have an insurable interest.
And yes, if he is going to be more than an occasional driver, he has to be a named additional driver. If you are living together, the situation is different, he would have to be named a regular driver as well, and it would make no sense to insure and register in your name (unless he has no licence).
Recap, there are 2 types of ownership, legal, and registered, you would be registered owner, he would be legal owner.
Talk to the registrations people FIRST, then your insurance broker. It is relatively common practice in some jurisdictions, like Manitoba, where I was an insurance broker and vehicle registrations agent, it may not be so common in Ontario, or even accepted by provincial licencing authority.