Insurance Companies

I had a boat stolen recently and am in the middle of making an insurance claim. They have assigned a private investigator to the case and he has asked to see all my banking details. Are they allowed to do this? It’s confidential information that i would rather not disclose. Thanks in advance.

Yes, they have the right to do this. It is part of their investigation. They will first determine if you had anything to do with the "theft" of the boat. If you are not involved, then they will advance the investigation. The reason they are doing this is because it wouldn’t be the first time someone made their boat disappear to get out from under it. Not saying you are guilty, just pointing out that these are often insurance fraud cases.

I had a boat stolen recently and am in the middle of making an insurance claim. They have assigned a private investigator to the case and he has asked to see all my banking details. Are they allowed to do this? It’s confidential information that i would rather not disclose. Thanks in advance.

Yes, they have the right to do this. It is part of their investigation. They will first determine if you had anything to do with the "theft" of the boat. If you are not involved, then they will advance the investigation. The reason they are doing this is because it wouldn’t be the first time someone made their boat disappear to get out from under it. Not saying you are guilty, just pointing out that these are often insurance fraud cases.

While being pregnant, Humana has a program called Humana Beginning. This is when a nurse would call you up and record your answers as she ask a series of highly personal health questions. Also she would reward me with new mother gifts such as books. They claim is to help advise you in your pregnancy, but I have my own OGBYN for that. Second: humana is a profit company. What is their incentive to paid nurses for calls, equipments, gifts, etc.?

The most expensive years, are the first year of life, and the last. One in eight babies here in the USA is now born prematurely (due to a variety of reasons). It costs approximately $50,000 A DAY, in medical expenses, for each day a baby is born early, before 36 weeks gestation. Neonatal intensive care is a VERY popular place these days.

Presumably, they are on the hook for your BABY’s medical expenses, when it is born. Damn good financial incentive to "double up" on what your ob is doing for you.

How is insurer analysis undertaken?

You need specialist knowledge of terminology and a good understanding of how the financial statements are laid out. The best books that I have seen are at www.finysis.net. I bought their two e-book volumes, which are excellent: there is nothing else like these on the market to my knowledge. Even better, they produce a very inexpensive spreadsheet program which automatically calculates all important ratios, models and even projections: you could produce your own version in Excel, but you would definitely not be able to program anything as good for the price. It is worth giving them a try: www.finysis.net.

they probably could be. i think i know where you are coming from .

NBFC Companies can do the Insurance business in India as it is not banned .
However these company must have proper net worth as per IRDA.

Republicans have turned the United States into a socialist country. The Democrats are going to have to save our country from the socialist Republicans.
No one is denying that they both supported the bailout, are they?
The entire executive branch of the U.S. Government is controlled by the Republicans. All of the supported the bailout. All Republicans leaders of Congress supported the bailout. A small number of Republican congressmen voted no because they are in tight races with Democrats and so did some Democrats. It’s hypocritical to say that Dems are socialists.
MCCAIN SUPPORTED THE BAILOUT!!!
Res Ipsa Loquitur.

In defense of the law professor, his question should have read:
Why did Bush and the Republicans think that deregulation would ever work in such a greedy environment.
It was the Republicans who have always believed that by open free markets(without regulation and oversight) will produce wealth that will "trickle down" to all people.
Can you say ENRON?? Same ol’ stuff, bigger scale

I was looking into being a financial representative. I wasn’t sure which company would be best though. Does anybody have experience with metlife, northwestern mutual, ny life, national life, or any other insurance company?

So, I suppose your looking to sell securities? The companies you mention are all the Big ones.

I also suppose you do not want to be an insurance agent. You might post more info.

how do they get listed in share market exchanges

Do you mean "Financial Planning."?

Insurance companies make money by charging premiums for coverage

Seems like the current prolonged and costly end-of-life affair is a huge financial burden on the insurance companies.

You got it wrong, they (the democrats) want to cut the old people out to save the government money