Insurance Companies

I want to buy a Insurance Term Plan for me and my wife , which is mainly intended for protecting my family in case of any unfortunate circumstances . I cannot decide between the different Insurance companies and their products. I am 50 years , and with one daughter of 14 years..
I have checked SBI, Life Insurance, Kotak, Metlife, ICICI, HDFC on their website. Could you please tell me which Insurance company offers Life Term Plan for the longest term / age at a low premium. which company is reliable ?

Dear Mr. Suresh,
As an LIC Agent, I can suggest you for an LIC policy, which has got Central Govt. back up guarantee and it is a company set up by ordinance as a non profit organisation, all the profits are paid back to policy holders by way of bonus after paying 5% of net profit to Central govt.

If you are aged 50 years and wish to take term policy, I suggest you LIC’s Anmol Jeevan a pure term assurance ang covers your life for 15 years with an annual premium of Rs.6871 for a sum assured of Rs.5,00,000 and no maturity benefits available only death benefit of Rs.5,00,000 for 15 years.

Secondly, I suggest you LIC’s Jeevan Amrit where you can be covered for 20 years and you have to pay premiums only for 3 years as first year Rs.16,636 and 2nd and 3rd year Rs.8,220 and your life will be covered for Rs.1,00,000 for 20 years and on maturity you will get back your premium paid plus bonus.

Choice is yours, because the hard earned money is yours.

Good Luck
pnkmurthy@yahoo.com

http://www.geocities.com/pnkmurthy/lic.html

I’m looking at mobile phone insurance over the internet and I don’t want to get ripped off

Tesco do cheap insurances.