What USA Insurance companies don’t use credit scores/ssn for auto/home insurance?
July 17, 2010 - 3:17 pm
Credit scoring flat out isn’t used, in California. Leader Infinity will omit the credit scoring upon your request, HOWEVER, they will then give you the highest rates (as if you have a horrible credit score).
There are some SMALL regional carriers that might omit credit scoring, but none on a country wide level will do that.
Travelers, will manually underwrite, IF the low credit score is due to a divorce or a medical issue.
As always, talking with a local agent will probably get you more state specific information, than posting for generalizations that are valid for the entire country.
July 17th, 2010 at 8:56 pm
Credit scoring flat out isn’t used, in California. Leader Infinity will omit the credit scoring upon your request, HOWEVER, they will then give you the highest rates (as if you have a horrible credit score).
There are some SMALL regional carriers that might omit credit scoring, but none on a country wide level will do that.
Travelers, will manually underwrite, IF the low credit score is due to a divorce or a medical issue.
As always, talking with a local agent will probably get you more state specific information, than posting for generalizations that are valid for the entire country.
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