Posts Tagged ‘annuity’

IDA Marketing Services has designed a service to help Americans save up to 40% monthly on their Auto Insurance premiums

July 16, 2010 - 6:09 pm No Comments

With the CDRP™ (Collision Deductible Reserve Plan™) anyone that drives can save.
How it works:
1st call your insurance agent ask them how much money you would save if you raised your collision deductible to $1000.
2nd after finding how much you would save decided which of the following plans would suit your needs to where you would still be putting money in your pocket every month.

$650 per month x 1 month = $650 ( 35% discount)
$50 per month x 15 months = $750 ( 25% discount)
$25 per month x 40 months = $1000 ( no discount)

3rd Contact us to set up your CDRP™ ( Collision Deductible Reserve Plan™ ).
Now on to the questions you may have,
#1. How will having a CDRP™ ( Collision Deductible Reserve Plan™ ) benefit me? Answer: The moment you get your plan you are covered for the $1000 in case you have an accident even if you have only paid the first months premium.
#2. How will having a CDRP™ ( Collision Deductible Reserve Plan™ ) save me money? Answer: If you save $40 a month after raising your deductible to $1000 our lowest plan is only $25 a month for 40 months so you are still pocketing $15 a month which equals $180 a year in savings. Now after the 40 months you will be pocketing $40 every month, that is a savings of $480 a year.
Email us to get your CDRP™ ( Collision Deductible Reserve Plan™ ) TODAY at idamoneytool@gmail.com
For more info go to: http://www.idaleaders.com/?ID=idamoneytool

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Annuity rule changes and the NAIC

July 16, 2010 - 2:26 pm No Comments

The NAIC, National Association of Insurance Commissioners, has proposed a significant rule change to it’s members in all 50 states which will dramatically take the pressure of life insurance companies reserve requirements. This somewhat mundane and obscure change have a huge impact, estimated at 24 to 26 billion dollars, and free up a huge amount of capital for life insurance and annuity companies. If you are wondering about the safety and security of annuity contracts and life insurance, this broadcast from Mark Wahlstrom of The Legal Broadcast Network should ease your fears. The anxiety over companies such as Prudential Insurance, Met Life, Hartford Financial, Genworth and Lincoln Financial is dramatically over blown, and many of the headlines have been related to the need for companies to increase their reserves. Listen in and get a glimpse as to why things are about to get a whole lot better.

Duration : 0:10:15

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The NAIC stands firm in protecting life insurance and annuity owners.

July 16, 2010 - 1:08 pm 1 Comment

In this weeks edition of Speaking of Settlements, Mark Wahlstrom discusses the recent decision by the NAIC to not cave into the pressure of the moment from the life insurance industry to relax the reserve and financial requirements that protect policyholders.

Many life insurance companies, among them Hartford Life, Lincoln Financial and others wanted to be able to put less money into statutory reserves in order to protect the long term guarantees in certain lines of annuity products. This would have affected variable annuity guarantees primarily, but the same requirements would have also lightened up the requirements for regular annuity contracts.

The NAIC decided the safety of the customer was more important then the short term relief this would have provided the life insurance industry. A great move by the NAIC to not cave into the pressure of the ACLI and other lobby groups and to preserve the integrity of the life insurance industry.

Learn more about these protections by visiting www.thesettlementchanne.com

Duration : 0:7:7

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Life Insurance Companies at risk?

July 16, 2010 - 12:17 pm 2 Comments

In this update on the current concerns about life insurance company and annuity market security, Mark Wahlstrom, host of The Settlement Channel discusses the over blown media coverage that has raised unreasonable fears. While people and advisors need to be reasonably cautious about life insurance company ratings, the fact is that most of the news surrounding life companies and annuities is related to earnings issues and potential ratings downgrades and not an issue related to solvency. Learn the facts about life insurance annuity solvency and protect your annuity or insurance contract. The news isn’t as bad as they say but you need to be aware and careful.

Duration : 0:10:48

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