Posts Tagged ‘risk’

Auto Insurance Guide for High Risk Drivers

July 16, 2010 - 9:24 pm No Comments

Drivers classified as “high risk” for traffic tickets, accidents, DUI’s, being young or having low driving experience should compare rates from multiple companies in order to find out who can offer affordable rates. See how OnlineAutoInsurance.com helps high risk drivers instantly compare quotes from a large variety of insurance companies.

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Health Insurance Companies Kill – Dr. Seuss Revisited

July 16, 2010 - 12:31 pm 8 Comments

Hi. Im Doctor Ron. I am a retired physician, 38 years in private practice. I testified in the US House of Representatives about HMO abuses. So, lets talk about health insurance companies. With apologies to Dr. Seuss, here is Sam I Am the Insurance Man

SAM I AM—THE INSURANCE MAN
By Ron Bronow, M.D.
No risk too great, no risk too small
Why, we will take no risk at all
Be it thyroid or liver or enlarging cyst
Well write a clause that it does pre-exist
Well search and well search til we cant search no more
Until we can PROVE that youve had it before
Forget any job where a workers been ill
The premiums youll swallow are too big a pill
Woe be unto you if you change your employ
A loss of insurance will bring you no joy
If you have asthma, glaucoma or gout
Well write up a clause that will keep you out
Toenail fungus and acne, well make you a captive
Our denial of care will be retroactive
Your toenails werent mentioned on the application you made
Youll have to return all the benefits we paid
We will tell our underwriters
To deny insurance to firefighters
For our customers in Maine, your moneys well spent
Well raise your premiums 18 per cent
For your HMO problems, our response will be fine
If you have a few hours to wait on the line
And if you need an M.R.I. for that bad pain behind your eye
Sorry, that is a zone thats still quite gray, so for that test we will not pay
And if you have cancer we must be judgmental
That drug you MUST have is experimental
If you protest, please be a good sport
If you dont die first, you can take us to Court
Unless youre in an ERISA plan
Your right to sue, that law does ban
So if you get sick, you must rest assured
If I am in charge you wont be insured
But NOW were for a national plan
Well tell the President, Yes we can
Many millions more well insure
With no public option our profits secure
No Socialist plan will dare come our way
Campaign contributions to all we will pay
Now here is a fact not voiced in the caucus
It cost us a bundle to fish with Max Baucus
No premium restrictions can be in this bill
Our CEOs ONLY make 3 to 6 mil
We pay lots of taxes, that sure strikes a nerve
But they cant touch the billions we keep in reserve.
The research we quote from the Lewin group is fair
So what if its owned by United Health Care
In conclusion, then, whats good for us, I KNOW youll say
That must be good for the U.S.A.

Now LISTEN UP EVERYBODY. In spite of the well organized hysteria out there, there are NO DEATH PANELS. Our Medicare patients will NOT lose needed care. We need freedom of choice and high quality care, not scare tactics and lies. We need physicians to establish scientific guidelines for medical care. Only physicians, not insurance companies or bureaucrats can change the way we physicians practice medicine. We need insurance company reforms, like a commission to justify insurance premiums and evaluate how much they really make, so we dont all go broke. We dont need single payer health care, where the budget, not the needs of the patient, drives the system. In 2005, the Supreme Court of Canada found that Canadians suffer physically and financially while waiting for treatment in their government run health care system. We need a uniquely American system, one that fits the needs of our patients.
What can you do? . Link Sam I Am to every one you know, friends, relatives, your Senators and Congressman. If you have any media contacts, use them. Finally, for accurate information about health care, go to consumerwatchdog.org

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